In today’s digital world, identity theft and fraud are on the rise, especially during tax season and in light of the recent hack of the largest number of social security numbers to date. To help protect taxpayers from these threats, the IRS offers an important tool known as the Identity Protection PIN (IP PIN). Combined with setting up an IRS Online Account, these resources create an extra layer of security that can help safeguard your personal and financial information.

Why You Need an IRS Identity Protection PIN

The IP PIN is a six-digit number that provides protection against tax-related identity theft. It prevents someone else from filing a tax return in your name. The IRS encourages all taxpayers to obtain an IP PIN and establish an online account to ensure their identity and financial data remain secure. While the program is voluntary, it’s a strong line of defense against scammers attempting to steal your identity.

Important things to know about an IP PIN

  • It’s a six-digit number known only to the taxpayer and the IRS.
  • The program is voluntary, though it’s strongly encouraged.
  • In cases of proven identity theft, taxpayers will be assigned an IP PIN.
  • The IP PIN should be entered on the electronic tax return when prompted by the software product or on a paper return next to the signature line.
  • Only taxpayers who can verify their identity can get an IP PIN.
  • Tax professionals cannot get an IP PIN on behalf of their clients.
  • Each IP PIN is valid for one year. When it expires, a new one is generated for security reasons.
  • Some participants will receive their IP PIN in the mail. Others will have to log in to the Get an IP PIN tool to get their IP PIN.
  • Taxpayers already enrolled in the program can log in to the Get an IP PIN tool to see their current IP PIN.
  • Taxpayers with an IP PIN must use it when filing any federal tax returns during the year, including prior year tax returns or amended returns.
  • IP PIN users should share their number only with the IRS and their tax preparation provider.
  • The IRS will never call, email or text the taxpayer to request their IP PIN.

How to Obtain Your IP PIN

To get an IP PIN, you’ll need to verify your identity through the IRS’s secure online system. Once verified, you can use the Get an IP PIN tool to obtain your six-digit code. If you’ve been a victim of identity theft, it’s especially important to get an IP PIN as it can help prevent repeat tax fraud.

Clients affected by identity theft should apply for an IP PIN immediately. Even if a fraudulent return has already been filed, this PIN can help stop further fraudulent activity.

Alternatives for Taxpayers Who Can’t Validate Online

If you are unable to validate your identity online, there are still options to obtain an IP PIN. Taxpayers who meet certain income thresholds ($79,000 for individuals or $158,000 for married couples filing jointly in 2024) can submit Form 15227 to request an IP PIN.

Those who can’t validate their identity online, by phone, or through Form 15227 can make an appointment with a Taxpayer Assistance Center for further help.

Taking these steps will protect your financial information and reduce the chances of tax-related identity theft. For more information or assistance, feel free to reach out to us directly.